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EMI without Credit Card on Products

Get Instant EMI

How it Works
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Tell us what you want to buy

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Complete our EMI process

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Get voucher & pay on

What Our Clients Say’s

Subish Elias

Picked up a 7plus online through EMI DUKAAN , ronit and team where so helpful in getting the delivery on time and Ronit made sure i get the phone on time and hence i got it. Thanks a ton, cheers

Vikas Sharma

Thanks emidukaan finally i got my one plus 5T. love you

Sandeep Soni

Good options and easy procedure to get phone... (Y)

The Power of Gift Voucher

Frequently Asked Questions

EMI process

Tell us the product you want to buy on Complete your loan application and we provide you with a voucher code which you can use on for shopping. The voucher amount can be paid back to us in EMI’s later.

Mandatory information required to apply for EMI

  • 1. Aadhaar number
  • 2. PAN
  • 3. 3 months updated Bank statement
  • 4. Signed NACH (For ECS purpose)

Once we receive all the required documents. EMI application will be reviewed in 24 working hours and the status will be shared with you. You will get your voucher code via mail within few hours of approval

Repayment of amount will happen via NACH. The due date for the first EMI will be 30 days from the date of approval.

How to use voucher code

  • You can add it to your Amazon Pay balance even without having to place an order
  • You use the voucher code to pay for part of the order amount on Amazon

See example

  • You can use it to pay during checkout under Amazon Pay section
  • You can use the entire amount in the voucher for one or multiple transactions on Amazon

See example
An example,
You order amount on Amazon is Rs.20000 , you can use a voucher code of amount Rs. 23000 to make the payment on Amazon. The remaining Rs. 3000 gets added to your Amazon Pay balance and can be used for any transaction.

You can make a purchase of an amount upto your credit limit or Rs. 50,000, whichever is less. If the price of the product is higher, you can pay the difference using any other payment method on

If the price of the product is higher, you can pay the difference using any other payment method on

Don’t worry. The balance goes into your wallet and can be used later to purchase anything.

  • You buy a different product on with the amount you have received voucher code for
  • You wait for the product to be available